Tag: Affordability

Cost of Health Care in the US – Some People’s Experiences

Trump Took Credit for Making Insulin “So Cheap It’s Like Water.” Tell That to People Paying For It. from politics

BOOFIN_FART_TRIANGLE
With good insurance my insulin, pump, and glucometer supplies cost over 650 per month.

REO_Jerkwagon
Pretty much. I didn’t mind my insurance at my old job. Never went to the doctor either. When I *did* end up having to have stomach surgery, I quickly learned to hate my insurance company. Tried to tell me hernia repair was fucking elective.

foxnkatz
Yeah that’s ridiculous. A similar thing happened when my wife had appendicitis. They said it was going to burst and as such would have to remove it. Insurance tried to tell her it was elective so they wouldn’t be covering the $77,000 hospital stay. Very crazy.

Deadsolidperfect
I’m a teacher and my insurance SUCKS! I had to pay 10k out of pocket 2 yrs in a row for random medical issues. We have a lot of teachers that are much better off on their spouse’s plan. I’d love to see what a good plan looks like

scrapmoneybenny
It costs $6 for a 3 month supply of insulin, here in Australia. That’s what’s cheaper than water is Trump, not $300 a week 

BOOFIN_FART_TRIANGLE
There are people from the United States in Southern California that open up pharmacies in Tijuana Mexico specifically for the diabetic market in San Diego. In Mexico, they can sell all types of insulins for pennies on the dollar. Less than what a copay is in the United States with excellent insurance. People drive down there and buy insulin, from a pharmacy owned by someone that lives in the US, for cheaper than what they can get it in the US for. It’s stupid.
… Decent plans disappeared long before the aca. They were well on their way out in The late 90s and early 00s (prolly even before that). I owned a business around 2004, and the overhead for employees to get healthcare was so astronomical, that it’s literally the only reason why we kept everyone as private contractors.

Quesoleader
I had the gall bladder removed about four years ago. Still paying off the 20k portion of my bill. It was more (45k) before I fought them over “choosing” out of network doctors when the hospital emergency room I went to was in network.

What People are Paying for Health Insurance

In California, one person told me that the cheapest insurance they could find — for one person, with very little coverage and a high deductible — goes for $330 a month.

I talked to a dog walker in Seattle who pays $675 — without dental coverage.

Another person reported that their bargain basement plan in Minnesota costs $250 a month.

In Dallas, $378 a month for a catastrophic plan with a $10,000 deductible.

And that’s if there’s just one of you: A freelance writer told me she’d had breast cancer, and her husband, a freelance photographer and photo editor, is an insulin- dependent Type 2 diabetic. They live in suburban New York, and currently pay $1,484 a month for coverage.

Anne Helen Petersen, BuzzFeed
How The Gig Economy Screwed Over Millennials

Group Living Rules – Denver Zoning

After an eight-hour meeting that included a public comment period for which 74 people signed up to speak, the Planning Board voted eight in favor (with one member not voting) to forward the proposal to City Council for review. City Council is expected to take it up in October.

Hundreds of people sent written comments to the board ahead of its decision. For months, residents have aired such concerns as fear of having former prisoners as neighbors. People who share housing have pushed for their arrangements to be legitimized.

The proposed zoning code change includes increasing the number of adults who aren’t related who can legally share a single-family home from two to five, with larger homes allowed to harbor as many as 10.

Jason Hornyak told the Planning Board that the changes would allow younger people to do what he did not know was illegal when he arrived in Denver as a recent college graduate: pool resources with others to be able to afford a home and start a life here. Referring to the city Community Planning and Development department that created the amendment, Hornyak said: “Cheers to CPD for making Denver a more equitable city.”

Donna Bryson, August 19, 2020
Denverite

Denver has an immediate need for housing, and the city has made it a priority to address that need by working to make more options available for all residents. Updating zoning rules is one piece of the city’s overall strategy to provide more and better housing opportunities for all residents.

denvergov.org

Affordable housing can cost $1 million per unit in California

Affordable housing can cost $1 million per unit in California due to is California’s labyrinthine financing process, parking minimums, and local governments forcing developers to cut number of apartments per building from urbanplanning

Lazerus42
My home town West Los Angeles is terrible at this. Parking is atrocious, and so is the ability to rezone single resident to multi floor apartments, or even apartment complex. We understandably don’t allow new developements to happen without built in parking now, but that then creates a city of high end apartments being the only thing people want to develop. So parking is a stigma of the issues. Of course public transportation is big for many metropolises, but LA is big, like big big. Public transportation is good, but bad in LA.. lots of NIMBY stopping the way. (look at trying to pass a trolley line near Beverly Hills High School) So this leads to a realm of housing that is damn near impossible to afford. I don’t quite know what to do. I’m not an expert in any way. It’s just what I’ve come to understand is the issue.

wizardnamehere
The cause is a lack of public transport. But transport projects are rendered unviable by the large ownership and preference to cars. You have to tackle the issue from both ends. You also need planning policy which aims to reduce total trips taken outside the local area. —

Housing Affordability in Amsterdam

VAN DOORNINCK:

I think where we’re doing bad is that the prices of our houses are far too high. The biggest worry that people in Amsterdam have is, “Can I pay my rent, or can I pay my mortgage, or actually, can I live in Amsterdam?” Because it’s so expensive. And that is such a strange thing because we calculate our G.D.P., so how wealthy the city is, by the prices of our houses. So, we say, “Okay, we have very expensive houses, so we are doing well. We’re a rich city.” But actually, we’re saying, “There’s no access for a lot of young people, but also older people because it’s far too expensive.” So, how could we say that our city is doing well?

freakonomics

Insulin or Food?

In March, Bolei, 63, who lives in San Rafael, California, was laid off from his job as a maintenance supervisor at a startup that manages real estate properties. After falling behind on rent, he fears he’ll get evicted as rent moratoriums expire.

For the past three months, he’s missed his nearly $3,000 monthly rent payment due to growing medical costs for his partner. She has lupus, an autoimmune disease, and faces $30,000 in medication costs this year to treat a brain injury following a car accident.

‘Insulin or groceries’: How reduced unemployment affects struggling Americans from California to Mississippi
Jessica Menton
USA TODAY

Lack of Housing and Overcrowding in Silicon Valley

From the early outbreaks to the economic destruction that has come after, the coronavirus pandemic has mapped itself onto America’s longstanding affordable housing problem and the gaping inequality that underlies it. To offset rising rents in a nation where one in four tenant households spend more than half of their pretax income on shelter, a multitude of low-wage service workers have piled into ever more crowded homes

San Francisco, there is a rough economic split. Cities and neighborhoods to the east, places like East Palo Alto, North Fair Oaks and the Belle Haven section of Menlo Park, are more overcrowded and have a larger share of low-income and Black and Latino residents, many of whom have been disproportionately affected by the virus. Towns and neighborhoods to the west, places like Hillsborough and Palo Alto, are whiter and rich.

This geography is as fundamental to how the place operates as the invention of the microchip. Every day, throngs of clerks, landscapers and elder-care workers wake up on the eastern parts and travel to homes on the western parts or to the corporate campuses of tech companies to do subcontracting work. And every night, they return to overcrowded homes.

12 People in a 3-Bedroom House, Then the Virus Entered the Equation
Overcrowding, not density, has defined many coronavirus hot spots. Service workers’ quarters skirting Silicon Valley are no exception.
Conor Dougherty
NYTIMES

Tell Your Lawmaker to Protect the Programs That Feed Hungry Kids

1 in 7 kids in America struggle with hunger. This takes a profound toll on their health, their happiness, and their ability to find success in the future.

But ending childhood hunger is a problem with a solution. As a member of congress, you have the chance to help end hunger for kids in our country. Please support and protect the federal nutrition programs that provide children in need with consistent, reliable access to food.

This is important for kids; it’s also important for your state. When we make sure kids get the food they need, they feel better, learn more and grow up stronger. And that means a smarter, healthier, economically stronger state.

Programs like the Supplemental Nutrition Assistance Program, school meals and WIC work together to make sure kids have access to the food they need, regardless of zip code, age or time of year. This is fundamental to ending childhood hunger in our state and across America.

I urge you to support these programs. Kids are counting on you.

You can go here and send this message to your lawmaker:
No Kid Hungry